- 1 What Are Dental Payment Plans?
- 2 Benefits for Dental Payment Plans
- 3 Don’t let your budget delay your dental implant treatment
- 4 Who is eligible for a Dental Implants Payment Plan?
- 5 Range of Dental Treatments
- 6 Example Dental Loan Details
- 7 Early Release of Superannuation
- 8 Personal Finance for Perth Dental Implants
Our Perth Dental Implant Centre offers you many flexible payment options.
There are a few different ways to finance dental work these days.
Dental payment plans allow you to make monthly payments on your treatment rather than paying for the entire cost upfront.
This can be a great option if you don‘t have dental insurance or if your insurance doesn‘t cover the total cost of your treatment. There are a few things to keep in mind when considering a dental payment plan.
Keep reading to learn about the most suitable payment plans available.
What Are Dental Payment Plans?
Dental payment plans are offered by third-party finance providers.
This way, you can pay for dental treatment over some time, usually in installments.
The payment plan may be interest–free or charge interest, depending on the agreement.
Benefits for Dental Payment Plans
- Start your dental treatment when you need it
- Usually, no credit checks are required (may depend on provider)
- Fortnightly Payments available
- Monthly Repayments Available
- Flexible payment plans to suit your situation
- Some plans don’t require upfront lump payments
Don’t let your budget delay your dental implant treatment
It‘s important to take care of your teeth, including getting dental implants when needed.
Many of our patients who waited years to get their dental implants say they wish they made the decision to get the treatment they needed earlier. The ability to eat, speak, laugh and smile again is very essential for your overall well-being.
You can chat with our team about dental procedures that will bring your smile back by calling us on (08) 9361 5544.
Find out below if payment plans might be right for you.
Who is eligible for a Dental Implants Payment Plan?
The criteria below are just a summary of what finance providers will ask from you to be eligible.
To be eligible for a Dental Payment plan, you must be:
- 18 years or older
- An Australian or New Zealand resident*
- Estimated repayments must be achievable
- No Bankruptcy history
- Currently in paid employment
- Provide proof of ID (medicare card or driver’s license)
*some providers might only lend to Australian Citizens.
Range of Dental Treatments
The range of treatments that qualify for payments plans includes:
- Dental Implants
- Dental Veneers
- Root Canal
- Orthodontic treatments
- Cosmetic Dentistry
Teeth whitening is a procedure that is usually not covered by payment plans.
Example Dental Loan Details
When you choose a dental payment plan, you can expect:
- No interest
- Flexible payment terms from 3 months up to 24 months
- Payment plans from $2,000 to $50,000 – covering all dental fees
- No stress – the whole process is managed privately
- Straightforward applications
- Any additional repayments possible
- Some plans ask for an upfront deposit, while others don’t.
Please also refer to the below image for an example of weekly repayments, depending on the amount of your dental loan.
Early Release of Superannuation
You may be able to access your superannuation early, for medical and dental treatment.
In Australia, you can apply to withdraw funds from your super account for dental treatment if you meet certain conditions.
To be eligible, you must have received a written quote for dental treatment that costs more than $1,000. The treatment must also be considered ‘medically necessary’ by one of our dentists.
If you‘re approved to withdraw funds from your super account for dental treatment, you’ll usually receive the money within 10 working days.
Our friendly team at My Implant Dentist will help you to get access to your super funds.
There are also external providers such as SuperCare to provide the same service.
Personal Finance for Perth Dental Implants
For those who are not looking to rely on their Superannuation, it is possible to take out a personal dental loan, with providers such as TLC or Pretty Penny.
You may want to pay for part of the total dental treatment cost upfront and borrow a small part via a personal loan.
The previously mentioned lenders offer personal loans specifically for dental implants, and their interest rates are usually quite reasonable.
You‘ll need to have good credit to qualify for a loan, but if you do, this can be a great way to finance your implants.