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Does Insurance Cover The Cost Of Dental Implants?

Australia’s Medicare health insurance, generally speaking, will not cover dental implants.

However, in many cases, dental implants will be partly covered by Australian private dental insurance. 

Are you considering dental implants as a permanent solution to replace your missing teeth? Well, we understand that when it comes to dental implants in Australia, the costs involved can be quite high. In this article, we’ll explore your options for health insurance companies covering your dental implants.

Does Insurance Cover The Cost Of Dental Implants Treatment

Key Takeaways:
  • Most private dental insurance plans cover basic dental services like teeth cleaning.
  • Dental implants fall under major dental, which often requires a 12-month waiting period (at least), and can be restricted by annual claim limits.
  • Dental implants are a long-term investment; they are expensive, but will save you money in the long run.

How Dental Insurance Coverage Works

In Australia, you won’t be able to find a “dental-only” private health insurance plan or health fund. Dental cover is usually part of your private health insurance’s extras policy. This extra cover often includes coverage and policies for additional pharmaceuticals, physiotherapy, chiropractic, mental health, and optical services.

Dental insurance will mostly cover preventative treatments related to oral health (examinations and check-ups), fillings, X-rays, tooth extractions, and root canal treatments. These items fall under general dental cover, which, depending on your chosen plan, may have annual limits. 

On the other hand, dental treatments, such as dental implants, crowns, bridges, dentures, and veneers, are classified as major dental procedures. Major dental benefits often require a 12-month waiting period (as a minimum) and are usually restricted by the scheme’s annual limits. 

Does Private Dental Insurance Cover Implants?

Many private dental insurance plans will cover part of your dental implants in Perth. Even though dental implant treatments restore the function of your teeth and prevent bone loss, most insurance providers consider dental implants to be part of cosmetic dentistry, a type of dental care that focuses on aesthetics and enhancing the patient’s appearance. As a result, dental implants are not covered in full.

We’ve summarised the benefits offered by the top three dental implants private health insurance plans in Australia. 

Private Health Insurance – Dental Implants Coverage



Major Dental Annual Limit

(incl. implants)

Waiting period


Super Extras


12 months


Top Extras Boost


12 months


Top 70

$1,000 – $1,500

12 months

It’s important to note that the amount covered will be based on your specific insurance program, so it’s best to reach out to your broker or provider for clarification on the costs that will be covered, whether there’s a waiting period, and how long it would be for your specific treatment.

My Implant Dentist Before After Abubaker

How Much Do Dental Implants Cost? 

Dental implant costs depend on several factors, from the number of appointments you need and whether you need bone grafting, to your choice of artificial teeth and whether you’re getting single implants, All-on-4 or All-on-6; there are various factors that influence the final cost. 

As a rule of thumb, single tooth implant costs start at $3,999, and All-on-4 implants cost begin at $19,000 per jaw. However, bear in mind that this cost varies from patient to patient.

Payment Options for Patients Not Covered by Private Dental Insurance 

There are various, flexible payment plans available for individuals who need dental implants but are not on or covered by dental insurance. These plans are offered by third-party finance providers and allow you to pay weekly or monthly instalments instead of having to pay a lump sum for your dental implants upfront. Your dentist will discuss the cost and payment options available with you in detail.

Get Your Dental Implants From My Implant Dentist

At My Implant Dentist, we pride ourselves on the skills, expertise, and comprehensive training our exceptional dentists have garnered over the years. We carefully and meticulously carry out every dental implant procedure after thorough treatment planning and consultation.

Contact our clinic on (08) 9361 5544 in Perth or (07) 3130 0077 in Brisbane today to book a consultation and get a quote for your treatment.

Written By: Dr Kent Tan
Edited By: Dr Zaheer Kadwa
Reviewed By: Dr Ealin Lee


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Dr. Kent Tan - Author Bio

Dr Kent Tan is the top dental implant and cosmetic treatment expert. On average, he performs 500 to 1000 dental implants yearly, making him one of the most experienced dental implant surgeons in Perth, Western Australia.

Dr Kent is a certified Invisalign provider and has helped many patients achieve straighter teeth with a transparent braces system. In addition, he is skilled in performing a wide range of cosmetic dental treatments such as teeth whitening, dental veneers and bonding.

Dr Kent graduated from the University of Queensland and then went on to lecture in dental implants. He furthered his qualifications by graduating from the Master Clinician Programme in Implant Dentistry in Los Angeles, USA. This additional education allows him to provide his patients with the best possible care.

Customers Review

Mark TaylorMark Taylor
03:15 12 Mar 24
Rob SmithRob Smith
12:33 24 Feb 24
I was at a really low point in my life, had an accident 2 years ago which broke 3 of my teeth and a bridge in between my 2 front top teeth. From that moment I became extremely conscious of going out,socialising and found my self withdrawn and depressed as I didn't know what to do.Then a friend told me about My Implant Dentist. I plucked up the courage and went for my first consultation at Mindarie Quinns dental practice with Dr Zaheer who explained all my options and advised all on 4 top and bottom.Not only Dr Zaheer but all the staff and doctors at both Mindarie and South Perth were amazing and extremely professional and made the whole process seemless.Having the treatment has given me back confidence and enabled me to socalise and do things with my family and friends that I couldn't do before.I would like to thank Dr Zaheer and all the team at My Implant Dentist for everything they have done for me and recommended them to everyone I speak to.I just can't stop smiling!!!
Vicki DatsonVicki Datson
22:00 16 Feb 24
From the lovely girls at the front desk through to the dentist and his off sider I couldn’t be more happy with the treatment and the service provided. So incredibly satisfied with the end result it’s taken a while but we got there. Thank you so much.
Toby HawkesToby Hawkes
12:19 02 Feb 24
From start to Finnish i felt very comfortable. The whole experience for me was more than just new teeth.For me it was a journey of self discovery that changed my whole life.I found that everyone that I encountered was very professional &friendly &made my experience so pleasant.They deserve more than 5 stars.Thank you so much🥰
Selina HansonSelina Hanson
09:19 01 Feb 24
My experience with My Implant Dentist has been excellent from start to finish. The staff at the front desk were incredibly kind and helpful. The medical treatments throughout were professional and pain free. I would definitely recommend them to anyone considering this service
08:14 30 Jan 24
So grateful to have found this place. I needed a wisdom tooth out. They were able to x-ray and fit me in promptly. Extremely high quality and professional service at an affordable price! I feel lucky to have found an honest and helpful Dentist especially in today's economy. Lovely staff all round. I will be coming here from now on.Thanks again :)
Catalina Te MaroCatalina Te Maro
12:02 21 Nov 23
From the moment I walked in the door My Implant dentist were very caring and professional. As a dental nurse myself I knew I would be a very hard case as other specialists said they could not help me. After my first consultation with Dr Kent he was confident that he could help me and I was provided with a clear plan for my top and bottom all on four procedure. My new teeth are perfect and so natural looking. He has made the impossible possible for me. I can smile and eat the foods I love again and this has changed my life. Thank you so much to all staff and especially Dr Kent Tan who I can say is the best implant dentist in Perth.
Bec SmithBec Smith
11:30 14 Aug 23
I can’t thank the team and dentists at My Implant dentist enough! From the girls working the front desk to the dental nurses assisting the dentist’s, Dr Kent Tan and Dr Ealin. I had the All on four implants and I can’t explain how much this has transformed my life in such a great way.I will always be thankful to be able to have this treatment!Thank you from the bottom of my heart.
Adam ByersAdam Byers
02:39 20 Feb 24
Great service and very professional both admin and Dentists
Mussie KirosMussie Kiros
23:09 12 Feb 24
My implant Dentist Mooorooka is an amazing team. The receptionist staff are very welcoming and super lovely to talk to. The dentists are very experienced and knowledgeable. The assistants are very lovely. The service 10/10. Highly recommend!
moonira Bassamoonira Bassa
03:55 25 Nov 23
Dr Zaheer is an amazing dentist, very knowledgeable and very detailed. He’s an amazing dentist. Definitely recommend My Implant Dentist Brisbane
Yacoob BassaYacoob Bassa
03:42 25 Nov 23
Dr Zaheer is an excellent dentist, very experienced and very detailed. Highly recommend My Implant Dentist Brisbane
solomon issaksolomon issak
00:27 18 Nov 23
The receptionist team have been very helpful, helped me organise early super release for my implant treatment. Dr Zaheer is an amazing implant dentist, discussed with me on what type of surgery I needed and have also treated the surgery on me. Dr Reza is very kind. The dental assistants are very friendly. Highly recommend My Implant Dentist Brisbane
Tan Binh NgoTan Binh Ngo
02:59 31 Oct 23
I picked up”Moorooka Dental Care” contact details from the web. I rang for a few questions and the happy voice of Frances had calmed my anxiety down quickly!Dr Kadwa greeted me from the front bench, took me in for the X-ray, dental assessment, carefully explaining the procedure, answered my questions and quoted for the works. He offered to breakdown work items to suit with my needs. The quote was surprisingly very compatible with my previous quote from overseas. (I know I am going to have my dental treatment in the safe zone, most medical advances in Australia).The implant work went smoothly, so smooth that the team had to remind me “Done!”, well beyond my imagination.When he saw me off with the aftercare instructions, I could feel his professional manners with caring characters. I know he has done a few thousand implants but I still received the care of his first. Thanks Zaheer!I requested X-ray images, Fatimatu responded promptly with friendly chatting.I also would like to thank Dr Linh Trần who was in the operation team at the treatment and follow up cares.
Melrey LudivicoMelrey Ludivico
05:10 26 Oct 23
My implant dentist brisbane 5/5. Dr Linh, Dr Zaheer and Dr Reza have been amazing and have looked after me in my procedures. Frances the receptionist was the first person to contact me to get me to come in since I have been looking around. Excellent service and friendly staff
Matthew WinkelmannMatthew Winkelmann
22:33 17 Oct 23
Moorooka dental have been a pleasure to deal with. I did a bit of research into dental implants and most companies had hidden fees. I booked a consult and was contacted within a few hrs to get me in and get the ball rolling. I choose to go with he implants using my super. They helped me to do all the paperwork to release the money. Definitely a good dental clinic.

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